The Journey To The Digital
Transformation Of Africa
In our continuous endeavor to drive financial inclusion and facilitate digital transformation across Africa, cGrate International has expanded its offerings significantly. We now provide a diverse array of solutions tailored for financial institutions, retailers, government bodies, and non-governmental organizations. These solutions are designed to address specific needs and challenges in today’s evolving financial landscape.
Whether you are an established organisation or a newly launched business, our solutions are agile and can accommodate the unique and various demands of your business. Our platform seamlessly integrates into your business operations, creating a unified digital ecosystem to cater to diverse customer segments.
Our products and services include the following:
- 543 Kote Kote
- Mobile Banking Solutions
- Card Acquiring Solutions
- Custom Payment Projects
Our product 543 Kote Kote (543) is a digital agency banking solution,
suitable for mobile network operators and financial service
institutions. This solution empowers your business to create its own agent network or enhances your institution’s current agent network extending your business’s customer reach.
Through a simple yet dynamic customer experience on the 543 platform, merchants and customers can pay digitally from their bank accounts or mobile wallets anywhere, through various digital platforms such as, WhatsApp, SMS, USSD Shortcode, POS terminals regardless of the size of the merchant.
On the 543 platform, the following transactions may be processed:
Mobile Banking Solutions:
In the fast-evolving world of finance, banking has undergone a seismic shift, with increasing customer expectations for efficiency and convenience. Banks are expected to deliver services beyond their branches with speed and agility and our mobile banking solution offers efficient payment processing, seamless lending, and advanced marketing features, and may be integrated into an agent network for agency banking and merchant payments extending ensuring comprehensive for your banking needs.
There are two options available:
- USSD-based Mobile Banking Solution and
- WhatsApp Mobile Banking Solution
Card Acquiring Solutions:
This solution is a powerful catalyst for our ambition of building cashless societies in Africa, as it revolutionizes the purchasing experience for customers and empowers all businesses, formal or informal, regardless of nature, size, and location. The card-acquiring solution enables businesses and merchants to accept card payments through various card-acquiring channels that include:
- Android Smart Phones that acquire card transactions in combination with a bluetooth printer
- Direct Till and Self-Checkout integrations for sophisticated retail chains
- cGrate Smart POS devices that include contactless readers, the full combination of chip/pin readers, and magstripe payments
- Custom integrations with custom pin pads and card readers
Custom Payment Projects:
At cGrate we understand and appreciate that no two businesses are equal, as such all our products can be customised to suit your needs. We also offer tailored solutions forvarious payments projects, for example, international remittances through centralized African switches, bank to wallet and wallet to bank projects as well as connectingbusinesses to the payment ecosystem.
Our Clients
